Midnite Systems

Bankruptcy lawyer website design: a site that carries your debt relief agency statement and gathers the papers a filing needs

Bankruptcy lawyer website design builds the site people find when they need help with debt, and we run its search work. Under 11 U.S.C. 528, a debt relief agency's ads must say that it is one.

What does bankruptcy lawyer website design involve?

A bankruptcy firm’s site is read by people deciding whether to file at all, and federal law sets words its ads must carry. Bankruptcy lawyer website design has to handle both: explain each chapter in plain terms, and carry the debt relief agency statement where the law and your counsel put it. Website design for bankruptcy lawyers, also called bankruptcy lawyer web design, covers planning the pages, writing them, designing them and building the site. On a bankruptcy firm’s site, we would include:

  • A page for each chapter the firm files: chapter 7 and chapter 13 for consumers, and chapter 11 if the firm takes business cases, each with the steps of a case and what the client brings.
  • The statement in place: the debt relief agency statement in the footer of every page and near the top of every landing page, in the wording your counsel approves. The next section covers where it goes and why.
  • Lawyer pages with accurate titles: each lawyer’s bar admissions and, where they hold one, a certification with the body that granted it, as rule 7.4 requires. The State Bar’s Board of Legal Specialization certifies specialists in bankruptcy law, and it accredits the American Board of Certification to certify lawyers in business bankruptcy, consumer bankruptcy and creditors’ rights law.
  • Answers your lawyers check: plain answers to what people ask before a consultation, each signed by the lawyer who reviewed it.
  • Tracking that starts at launch: Google Analytics, Google Search Console and Bing Webmaster Tools in place before the first visitor arrives, and on a rebuild, each old URL forwarded to its new page.

For how the build runs, see law firm web design; for what it costs, see website design cost.

Where does the debt relief agency statement go on a bankruptcy website?

Federal law defines a debt relief agency as anyone paid to provide bankruptcy assistance to an assisted person, and bankruptcy assistance includes legal representation in a bankruptcy case (11 U.S.C. 101(12A) and 101(4A)). An assisted person is someone whose debts are mainly consumer debts and whose nonexempt property is under a limit the statute sets (101(3)). A firm paid to represent such people falls within that definition, and section 528 then says what its ads must carry:

  • What the services are: any ad of bankruptcy assistance, or of the benefits of bankruptcy, directed to the general public must disclose clearly and conspicuously that the services relate to bankruptcy relief (528(a)(3)).
  • The statement: the ad must use this statement, or one substantially similar, clearly and conspicuously: “We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.” (528(a)(4)).

On a site we build, the statement would sit:

  • In the footer: as text on every page, not inside an image, so it reads on a phone and to a screen reader.
  • Near the top of each landing page: the pages the firm’s ads, mailers and emails send people to.
  • Beside the forms: next to the first-contact form and the booking page.
  • Ready for the firm’s own posts: the line in your counsel’s wording, for the social posts and mailers the firm sends itself.

We place it, and your counsel sets the wording and decides whether each page meets section 528. We are not lawyers, and nothing here is legal advice.

Which words make a page a bankruptcy ad?

Section 528(b) reaches further than the word bankruptcy, to two kinds of ads that may never use it:

  • Repayment plan wording: a description of help with a chapter 13 plan counts, whether or not chapter 13 is named, and so do statements such as “federally supervised repayment plan” or “Federal debt restructuring help” that could lead a reasonable consumer to believe debt counseling was on offer (528(b)(1)).
  • Debt trouble wording: an ad that offers help with credit defaults, mortgage foreclosures, eviction proceedings, excessive debt, debt collection pressure or inability to pay any consumer debt must disclose that the help may involve bankruptcy relief, and must carry the statement (528(b)(2)).

So the statement goes on the foreclosure, eviction and collection pages too, not only on the pages with bankruptcy in the title. Two more limits come from California’s rule 7.1 rather than section 528: it bars any false or misleading communication about a lawyer’s services. So a page names only services the firm offers, and a firm that files bankruptcy cases and nothing else doesn’t describe its work as debt settlement or credit repair. And no page promises an outcome, such as saving a home, since a comment to the rule treats an express promise of a result as misleading. Our law firm marketing page explains rule 7.1 with the rest of the bar’s advertising rules.

How many people file for bankruptcy each year?

U.S. Courts reported on July 28, 2026 that filings rose 12.2 percent in the 12 months ending June 30, 2026:

Filings, 12 months ending June 30 2026 2025
All filings 608,511 542,529
Non-business 581,570 519,486
Business 26,941 23,043
Chapter 7 382,161 333,321
Chapter 13 215,490 200,290
Chapter 11 10,320 8,408

Chapter 7 and chapter 13 together made up 597,651 of the 608,511 filings, so those are the pages we would build first and in the most depth. The courts add that total filings fell from nearly 1.6 million in September 2010 to 380,634 in June 2022, and have risen every quarter since, while staying far below their historical highs.

What does bankruptcy attorney SEO involve?

Bankruptcy attorney SEO follows our usual search plan, with one difference Google spells out. In its guide to helpful content, Google says E-E-A-T (experience, expertise, authoritativeness and trustworthiness) isn’t a specific ranking factor, but that its systems give even more weight to content that aligns with strong E-E-A-T on topics that could significantly affect people’s health, financial stability or safety. It calls these Your Money or Your Life topics, and its quality raters are trained to judge whether such content is highly accurate and consistent with established expert consensus. Bankruptcy bears directly on financial stability, so for a bankruptcy firm the work would cover:

  • Pages by chapter and by situation: chapter 7, chapter 13, a foreclosure, a creditor’s lawsuit and collection calls, each written with the firm and checked by its lawyers.
  • A real byline on every answer: the lawyer who wrote or reviewed it, linked to their page. Google strongly encourages accurate authorship information such as bylines, and calls fabricated creator profiles, with AI-generated headshots, made-up names or false credentials, a form of deception.
  • Local search: the firm’s Google Business Profile, run within Google’s guidelines, which count lawyers as individual practitioners, and a page for another office only where people search there and the firm practices.
  • Links and mentions in AI answers: links that other sites give on their own, never paid for, and each month a check of which AI answers name the firm. Pages are written to be easier for AI answers to find, read and cite.
  • A monthly report that leads with leads: one page, starting with the inquiries that came from search.

The same rater criteria count using generative AI to produce large amounts of text without manual oversight or curation as little to no effort. Nothing we draft for a bankruptcy firm goes live until the firm has reviewed and approved it. Search work is set against targets and reported each month. We do not guarantee search rankings, traffic, or uninterrupted uptime. Law firm SEO describes the service, and SEO pricing what it costs.

How should a bankruptcy firm collect documents and screen inquiries?

A chapter 7 filing takes a stack of paper. The courts’ guide lists schedules of assets and liabilities, a schedule of current income and spending, a statement of financial affairs, a schedule of contracts and unexpired leases, and the latest tax return for the trustee. People with mainly consumer debts also file the credit counseling certificate, any pay records from the 60 days before filing and a statement of monthly net income. Most of it starts with the client, so the intake we would build gathers it in order:

  1. A short first form: name, how to reach them and whether a foreclosure sale, eviction or court date is set, so staff see the urgent inquiries first.
  2. Booking from the firm’s open times: the person picks a consultation slot from the times the firm sets, whenever they find the site.
  3. A questionnaire before the consultation: income, household, debts, property, recent transfers and any earlier bankruptcy, answered in the portal. The income questions come first, since the courts’ guide says a means test applies when a filer’s current monthly income is above the state median. It gathers facts; the lawyer decides what they mean.
  4. A signed contract with the date on it: section 528(a)(1) and (2) require a written contract that explains the services, the fees and the payment terms, signed no later than five business days after the firm first provides bankruptcy assistance and before the petition is filed, with a copy to the client. The intake sends it for e-signature and files the signed copy, dated, in the firm’s records and the client’s portal.
  5. A document checklist: built from the court’s list, with each paystub, tax return and certificate marked off as the client uploads it.
  6. A status page: staff post the date of the meeting of creditors, which in a chapter 7 case is usually held 21 to 40 days after the petition is filed, and what the client should bring.

No step tells anyone which chapter to file or whether a debt can be discharged: that stays with a lawyer at the firm. AI steps for a firm, and where we would stop them, are covered on AI consulting for law firms.

What does bankruptcy attorney marketing include beyond the website?

Bankruptcy attorney marketing can also run through seminars, mailers, broadcast ads and social posts, and section 528 follows it into each: the statute names general media, seminars, specific mailings and telephonic or electronic messages. Here is who would handle what:

  • The website, search and intake: ours, as this page describes.
  • Seminars and mailers: the firm’s, each carrying the statement in counsel’s wording.
  • Social posts and emails: the firm’s; a post that offers help with debt can count as an ad under section 528(b)(2).
  • Referrals: the firm’s own, within the limits rule 7.2 sets on rewarding them.
  • Paid ads: we don’t run paid search or social ads, so your team or an ads agency would.

How would a project with us start?

Start with a 15-minute call about the chapters your firm files and where you want new cases to come from. If we aren’t the right fit, you hear that on the call, before anyone writes a proposal; if we are, nothing begins until you sign off on one. Midnite Systems, formed in 2023, works with businesses across the US from our office in Valencia, California.

Sources

11 cited

How people choose a bankruptcy lawyer

  • U.S. Courts, Filing Without an Attorney

    The courts urge them to get a lawyer

    People may file for bankruptcy on their own, but U.S. Courts strongly recommends the advice of a qualified attorney, because bankruptcy has long-term financial and legal outcomes. Court employees and bankruptcy judges are barred by law from giving legal advice.

  • U.S. Courts, Filing Without an Attorney

    They are told what a lawyer can advise on

    The courts list what a lawyer can advise on: whether to file, under which chapter, whether debts can be discharged, whether the person can keep a home, car or other property, the tax consequences, and whether to keep paying creditors. Non-attorney petition preparers, by contrast, can only enter information into forms and may not give legal advice.

  • U.S. Trustee Program, Credit Counseling & Debtor Education Information

    They take a counseling course first

    An individual must get credit counseling from an agency the U.S. Trustee Program approves before filing, subject to very limited exceptions, or the case could be dismissed. A separate debtor education course follows the filing, and with limited exceptions it is needed for a discharge. The program publishes the lists of approved agencies and providers.

  • U.S. Courts, Chapter 13, Bankruptcy Basics

    Chapter 13 offers a chance to save a home

    Chapter 13 lets a debtor keep property and pay debts over time, usually three to five years, under a repayment plan; the courts also call it a wage earner's plan. They name the chance to save a home from foreclosure as perhaps its most significant advantage over chapter 7.

The work behind it

  • Midnite Systems

    Formed in 2023.

  • Valencia, CA

    Our office in Valencia, CA, open Monday to Friday, 8am to 4pm.

  • The team

    Nicolas Perez, Co-Founder and CEO, and Noah Alvarez, Co-Founder and CCO.

Questions

Frequently asked questions

Does the debt relief agency statement have to be on every page?

Section 528 covers any ad directed to the general public about bankruptcy help or its benefits, and it doesn't list web pages one by one. Putting the statement in the footer means every page carries it, which is how we would build the site unless your counsel wants it placed differently.

Can a bankruptcy website say it stops foreclosure?

It can explain what filing does. The courts say a chapter 13 filing stops a foreclosure proceeding, and that the home can still be lost if the sale was completed first or later mortgage payments are missed. A page offering help with foreclosure also counts as an ad under section 528(b)(2), so it carries the statement, and it never promises to save a home.

Can the intake form tell someone whether to file chapter 7 or chapter 13?

No. Choosing a chapter is advice, and the courts list it among the questions a lawyer answers. The form we would build gathers what the lawyer needs to make that call, such as income, household, debts and property, and the lawyer gives the advice at the consultation.

How do clients send paystubs and tax returns?

They upload them to the firm's own portal, which we would build behind a login, rather than attaching them to emails. The portal shows a checklist drawn from the documents the court asks for, marks each item as it arrives and tells the client what is still missing, while staff see the same list.

What happens when someone finds the firm late at night?

On the site we would build, they can book a consultation from the open times the firm sets and send the first-contact form, whatever the hour. The inquiry waits, with any foreclosure sale or court date marked, for staff to answer when the office opens. Nothing on the site suggests a lawyer is standing by at that hour.

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